A Self-Directed Brokerage Account (SDBA) is a lesser-known option for some employer plans who allow for this type of investment structure. Click the button below to reserve a complimentary spot with Financial Advisor, Ronnie Soto:
To find out if your current employer plan allows for a SDBA, you will want to contact your HR team or plan sponsor directly. If you feel more comfortable having a financial professional jump on the call with you, we are happy to assist. Simply click the Book a Consultation button above to reserve your spot with experienced Financial Advisor, Ronnie Soto.
What to know: A SDBA is an actively-managed account that provides access to more options than what your current plan may be offering to its employees. It can be a good fit for those who seek alternative options to diversify their employer plan portfolio, allowing both investor and their financial professional to further "customize" the allocations based on the former's goals and needs.
Resources for you: The two-minute video provided below helps to summarize the core concepts of what a SDBA is and how it may act as an entryway into a broader range of investment options. The featured HCM Freedom of Choice brochure takes a closer look at how Howard Capital Management provides SDBA support for investors like you.
Founded by Vance Howard, Howard Capital Management is the Registered Investment Adviser firm behind 401(k) Optimizer and their proprietary HCM Buy-Line® indicator.
Howard Capital Management is an independent third-party and has no affiliation with Cetera Advisors LLC or any other named entity.
Created by Vance Howard, Founder and CEO at Howard Capital Management, the HCM-BuyLine® is a proprietary tool that is generated with quantitative data. This helps to remove some of the emotional aspects of investing, with clear indicators of positive, caution, and negative signs in relation to current market performances.
All investments are subject to risks similar to those of stocks. Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares when redeemed may be worth more or less than their original costs. There are unique potential risks associated with the specific asset classes that a Mutual Fund or ETF represents. You should carefully consider the risk, charges, and expenses of an ETF prior to investing. There can be no guarantee that the HCM-BuyLine® indicator will perform as anticipated. Stoploss protection will not necessarily limit your losses to the desired amounts due to the limitations of the HCM-BuyLine®, market conditions, and delays in executing orders. It is not an actual stoploss order that automatically sells securities in the portfolio at a certain price. There can be no guarantee that the HCM-BuyLine® indicator will perform as anticipated. Stoploss protection will not necessarily limit your losses to the desired amounts due to the limitations of the HCM-BuyLine®, market conditions, and delays in executing orders. It is not an actual stoploss order that automatically sells securities in the portfolio at a certain price.
This tool is constructed to safeguard capital in market downturns while simultaneously exploring an ongoing goal of surpassing major market indices during upswings. With a technical, non-emotional approach, the HCM Buy-Line® is woven into the managed account portfolios and models that Howard Capital Management offers.
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